Product availability and features vary by state. Use this form to authorize Pacific Life to provide statements, prospectuses, and other information to you electronically. Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. The Board of Trustees, as well as management of Pacific Life, recommends that you vote “FOR” the Plan of Liquidation. Your vote is important. Individual life insurance and annuity products are available in New York through Pacific Life & Annuity Company. 2018 New York Life Insurance Company and Subsidiaries Unabridged Consolidated Financial Statements (GAAP Basis): Our financial results presented in a format consistent with generally accepted accounting principles. You can easily find financial information about New York Life below. Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. © 2020 EDGAR Online, a division of Donnelley Financial LLC. January 14, 2019 will be entitled to vote on the Reorganization and will receive a combined prospectus and proxy statement describing the Reorganization, the shareholder meeting, and a discussion of the factors the Trusts’ Boards of Trustees considered in approving the Agreement. Product availability and features vary by state. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. The Proxy Statement contains details of the business to be conducted at the Annual Meeting and provides information about the Board of Directors’ role in our corporate governance and executive compensation program. As a policyholder and/or contract holder of Pacific Life Insurance Company (Pacific Life), you are automatically a Member of Pacific Mutual and entitled to vote in the election of its directors. The combined prospectus and proxy statement is expected to be Product/material availability and features may vary by state. Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Insurance products Pacific Life is a product provider. Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. A summary of the Board of Trustees’ considerations in approving the liquidation, as well as other important information, is provided in the enclosed Proxy Statement. You also can call Pacific Life at (800) 722-4448 or, in New York, at (800) 748-6907 Monday through Friday, from 6:00 a.m. to 5:00 p.m., Pacific time. Individual life insurance and annuity products are available in New York through Pacific Life & Annuity Company. We are pleased to enclose a Notice and Proxy Statement for the special meeting of the shareholders of the PL Portfolio Optimization Funds of Pacific Life Funds (the “Trust”). Beach, California 92660. Please submit your proxy as … Use this form to authorize Pacific Life to provide statements, prospectuses, and other information to you electronically.